Morat Insurance Services, Inc. was established in 1951, as a small "in home" agency by Bill Morat, founder. With just a table, phone and a file cabinet in his bedroom, Mr. Morat started writing insurance in the Life and Health market, and then later branched out to the property and casualty division, specializing in auto and homeowners and offering to his clients low monthly installments.
Mr. Morat is retired now and his daughter, Jan Morat Henderson (left), a licensed agent since 1981, is President and runs the agency, the same way her Dad taught her over the 35 year period that they worked together. Jan says many times:
"My father is one of the smartest men I know, and his compassion for the public and concern for obtaining the best rate for our customers has been what has made our agency continue to grow for the past 62 years. We have loyal customers who have been with us for over 30 years and we believe it's because they trust us with our knowledge of the insurance industry and we genuinely want to find them the best rate for their insurance needs." Jan strives to continue to run this business the way he taught us, with his slogan "Do it Right the First Time!"
One of the biggest successes Morat boasts about is the fact that they represent more than 15 companies which enables them to shop the rates every 6 months and stay on top of who has the best price. Some agencies don't have the advantages to do that. They also can shop rates for auto, home, life, health, and other coverages. The insured can pay locally at their office, over the phone, on line, or direct to the company. The agents determine the best rate and the best payment plan according to the insured's needs. They provide fast service in the office, and online service on their website as well.
Morat Insurance Services, Inc. has been a longtime member of the Better Business Bureau, Professional Insurance Agents of Tennessee, Professional Insurance Agents of Memphis, and the Insurors of Tennessee, and the National Federal of Independent Businesses.
Jan Henderson, President, has been a licensed agent since 1981, 33 years of experience, along with Nancy Middlebrook, office manager and licensed agent who has over 20 years of experience in the insurance industry. Ashley Gomez is also a licensed agent, with 12 years experience and Bonnie Servantes, employee for 8 years is Bookkeeper and CSR for the agency, and licensed auto club agent. "We like to call ourselves the "DISCOUNT DIVA'S"...WHO "SHOP TIL WE DROP" FINDING OUR INSURED'S THE BEST PRICES!!"