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Young drivers, particularly those in their teens, have a number of risk factors that impact their safety on the road. Poor hazard detection: The ability to detect hazards in the driving environment relies heavily on information-gathering skills.  Drivers have to properly identify potential threats to avoid accidents. READ MORE >>

Purchase the state minimum coverage for auto insurance. Many drivers buy the minimum coverage their state law requires for auto insurance. "In California that minimum was set in 1967," says Moraga. "A lot has changed since then. READ MORE >>

Using search engines to search for life insurance, will allow you to get a free term life insurance quote. In order to get the free term life insurance quote, just fill out the online quote form. You do have to make sure you provide honest answers to all the questions in order to get the life insurance you need. READ MORE >>

When you have an insurance claim, the last thing you want to discover is that you didn't buy the right coverage. While it's easy to point the finger at agents, coverage gaps could be a two-way street. Sometimes friends and family members offer bad advice, including tenuous, illogical and even illegal strategies, hoping to save you a few bucks. READ MORE >>

Don't think that carrying only the state mandated minimum coverage is adequate auto insurance protection.   In an auto accident, drivers can be legally liable for their passengers’ injuries. While most states have mandatory minimum limits of liability required of all drivers, many o... READ MORE >>

There are many different methods to decrease your insurance premiums, which could end up saving you thousands of dollars per year. Specified Items Most insurance carriers make you include certain items in your policy, for example, jewelry, cell phones, and cameras. READ MORE >>

Everyone is trying to find ways to save money, including ways to save on auto insurance. Factors like age, driving record and credit history can cause your insurance rates to skyrocket. The trick is to discover ways to decrease the annual payments. Here are five ways to lower your premiums: READ MORE >>

The simple reason for getting auto insurance is to protect you and your car. This task can be a difficult with the many choices on coverage and price. However, by understanding the different types of auto insurance, this task is made easier. Almost all states require certain minimums of liability insurance. READ MORE >>

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Auto insurance provides property, liability and medical coverage: READ MORE >>

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